FTC Disclosure

Disclosure: This site contains marketing and sales offers. Purchases provide financial support to our business (and therefore our family) so that we can continue to provide our valuable free content. When you click on a link leading to the purchase of a product, we earn a commission. We ONLY recommend products and services that we use ourselves and that have been helpful to us and our business.

You will NEVER pay an additional cost for purchasing through this site rather than through the seller directly. Some of the links in this site are “affiliate” links, and, at no additional cost to you, we will earn a commission if you decide to make a purchase. Please understand that we have experience with each of these companies and we recommend them ONLY because they are helpful and useful, not because of the commissions we make if you decide to buy something.

Please consider your purchases carefully and ONLY spend money you can AFFORD to spend, and ONLY for things you believe you need or will help you achieve YOUR goals. We very much appreciate your patronage!